Group Travel Insurance
Every program we plan is a significant investment — in budget, in time, and in the people you are rewarding. Comprehensive travel insurance ensures that investment is protected, no matter what happens.
100%
Programs we recommend coverage for
24/7
Emergency assistance access
190+
Countries covered
$0
Cost to get a quote
Travel Without Insurance Is a Risk You Shouldn't Take
For domestic trips, the stakes are manageable. For international group programs, a single uninsured incident can cost more than the entire program — and expose your organization to serious liability.
International Exposure
US health insurance rarely covers medical costs abroad. A single emergency evacuation can cost $50,000–$200,000+ without coverage — more than most entire program budgets.
Unpredictable Events
Natural disasters, political unrest, supplier bankruptcies, and global health events can derail even the most carefully planned program. Insurance ensures your investment is protected.
Protect Your Investment
Corporate group programs represent significant financial commitments. Trip cancellation and interruption coverage protects non-refundable deposits, flights, and hotel costs.
Duty of Care
Companies have a legal and ethical duty of care to employees traveling on business. Comprehensive travel insurance is a core component of any responsible corporate travel program.
24/7 Assistance
Quality travel insurance includes round-the-clock emergency assistance — medical referrals, translation services, emergency cash, and coordination of evacuation logistics.
Peace of Mind
When your winners know they are protected, they travel with confidence. When your team knows the program is insured, they execute with confidence. Insurance removes the anxiety from every program.
What We Help You Cover
A comprehensive group travel insurance program typically combines several coverage types. We help you understand what you need and source the right policy for your program.
Medical & Emergency Evacuation
Covers emergency medical treatment, hospitalization, and medical evacuation back to the US if a participant is injured or falls seriously ill abroad. This is the single most critical coverage for international programs.
- Emergency medical treatment
- Hospital stays & surgery
- Medical evacuation & repatriation
- Emergency dental care
- 24/7 medical assistance hotline
Trip Cancellation & Interruption
Reimburses non-refundable program costs if a participant must cancel before departure or cut their trip short due to a covered reason — illness, family emergency, natural disaster, or other qualifying events.
- Pre-departure cancellation
- Mid-trip interruption
- Flight delay & missed connection
- Supplier default protection
- Natural disaster coverage
Baggage & Personal Effects
Covers lost, stolen, or damaged luggage and personal belongings during the trip. Includes coverage for delayed baggage so participants can purchase essential items while waiting for their bags to arrive.
- Lost or stolen luggage
- Damaged baggage
- Delayed baggage allowance
- Personal electronics coverage
- Travel documents replacement
Group & Event Liability
Protects your organization against third-party claims arising from group activities, events, and excursions. Essential for companies running incentive programs, corporate retreats, and group events.
- Third-party bodily injury
- Property damage liability
- Event cancellation coverage
- Vendor & supplier failure
- Force majeure protection
We Handle Insurance So You Don't Have To
Navigating group travel insurance is complex — policies vary widely, exclusions matter, and the wrong coverage can leave you exposed. iCentiviz takes the guesswork out of the process.
- We assess your program's specific risk profile and recommend appropriate coverage levels
- We work with leading travel insurance carriers to source competitive group rates
- We ensure coverage aligns with your destinations, activities, and group demographics
- We review policy terms and exclusions so you understand exactly what is covered
- We coordinate insurance documentation and distribution to all participants
- We serve as your first point of contact in the event of a claim or emergency
Insurance is included in our full-service programs
When you run a full incentive travel, Presidents Club, or group travel program through iCentiviz, insurance sourcing and coordination is part of the service. We don't treat it as an afterthought — it's built into every program plan from day one.
"We've never had a program where we were glad we skipped insurance. We've had programs where we were very glad we didn't."
— iCentiviz Program Director
Get a Group Travel Insurance Quote
Tell us about your program — destination, group size, dates, and activities. We'll assess your coverage needs and connect you with the right policy at the right price.